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Cash Offer Math

How We Calculate Cash Offers in Spokane & CDA

A direct cash offer is a tradeoff. You may give up some retail upside, but you can avoid repairs, showings, commissions, financing risk, and months of uncertainty.

Offer Math

How We Calculate Cash Offers In Spokane & CDA

A cash offer is not a magic number. It is based on what the house could be worth, what it will take to get there, and whether speed and certainty are worth more to you than squeezing for a higher retail price.

After-repair value

We start with nearby sales and what the house could reasonably be worth after the right repairs are done.

Repair and cleanup scope

Roof, systems, flooring, cleanout, code issues, tenant turnover, and deferred maintenance all change the number.

Holding and resale costs

Utilities, taxes, insurance, financing, closing costs, and resale risk are built into every direct cash offer.

Your timeline and certainty

A fast as-is sale trades some top-end retail upside for fewer delays, no showings, and a clearer closing path.

The Tradeoff

Cash Is Not Always The Highest Number

If the house is updated, clean, vacant, and you have time, listing can make more sense. If the house needs repairs, has belongings inside, has tenants, or needs a predictable timeline, a direct offer may be worth comparing.

Seller GoalLikely PathWhy
Highest possible priceOften listing after repairsUsually better for market-ready homes with time
Fewest repairsDirect cash saleUseful when the house needs work or cleanup
Most certaintyDirect cash saleFewer financing, showing, and inspection variables
Most time to decideDependsA good buyer should give you room to compare options

Protect Yourself

How To Verify Any Cash Buyer

You should be able to slow down, check the details, and compare options. A legitimate buyer will not make that hard.

Ask who is actually buying the property and whether the contract can be assigned.

Use a real title or escrow company and make sure closing funds move through that company.

Ask for written terms, earnest money, deadlines, and any inspection or cancellation rights.

Do not pay upfront fees to receive an offer, and do not let anyone pressure you into signing on the spot.